Stash vs Webull

If you invest your own money or have contemplated starting then you’ve probably come across these two names before. That’s because these are two of the leaders in the personal investment space and both offer a high-quality service. That said, there are some stark differences between the two and we want to make sure you choose the one that is best for you.

This is our review of Webull vs Stash.

Stash

Who is it for?

Stash is a great investment tool that is geared towards beginner investors. The services that they offer include investing, banking, and saving. In this sense, you can control all aspects of your personal finances from one app. If you’re familiar with the other investing app Acorns, Stash is very similar.

One of our favorite aspects of Stash is their Stash Learn section on their website. They have lots of valuable tools for teaching their users how to invest, stay up to date on recent financial news, and how to get the most out of their platform.

Overall, if you’re just getting started with investing then Stash is a great tool to turn to that will have lots of answers to questions you may have.

Platform Pros

  • All in one – Stash gives you the option to invest, bank, and save all from one platform.
  • Get paid two days early – If you use their banking portion you can get access to your paycheck up to two days early.
  • Fractional shares – Some shares of stock can be very expensive (several hundred to even over a thousand dollars). A fractional share allows you to purchase a small percentage of one share. This allows you to start with as little as $5.
  • Access to a bank account – This helps you keep everything in one place and has no overdraft or minimum balance fees. Some of their paid plans will also send you a platform debit card.
  • Education – Their platform and website are filled with valuable information to help you improve your financial IQ.
  • Roundups – This feature allows you to automatically track your purchases and round your debit card transactions up to the nearest dollar (which is then invested).
  • Account types – Stash offers 4 different types of accounts: banking, investment, retirement, and custodial. This makes them a very reliable option for family planning. You can set up accounts for your own investments, your retirement, as well as custodial accounts for your kids.

Platform Cons

  • Investment Options – Stash mainly has stocks and ETFs. Their stocks are limited to about 1,800 US-based companies. This is plenty for beginner investors but if you want more investing options (where you can invest in things like bonds, options, or cryptocurrency) then you may want to choose a different option.
  • Data – Stash has plenty of written resources to help you understand investing. However, if you’re looking for raw data behind stocks (P/E ratios, candlestick charts, moving averages) then they come up a little short.
  • Cost – Stash does cost money whereas some other tools are completely free (Webull has no minimum deposit and commission-free trading). Stash’s plans start at $1 for beginner, $3 for Growth, and $9 for Stash+.

Fees

Stash has three plans:

  1. Beginner – $1
  2. Growth – $3
  3. Stash+ – $9

To see the full details behind each plan on their website, click here.

Overall, Stash is a reliable option to start your investing journey. This is why they’re used by 3 million Americans every day.

Webull

Who is it for?

Webull also offers a very sleek platform with a great user experience. Their platform will offer significantly more functionality than Stash’s and is geared towards investors who are looking for a superior tool. They offer a much high level of analysis and have created their platform to incorporate the most cutting-edge technology.

Their main user probably looks something like this:

  • Beginners who want to try investing with 2 free stocks for signing up and making an initial deposit of any amount during September. (09/01/21-09/31/21: Limited Time Offer Two Free Stocks)
  • Traders who want to learn fundamentals and technical analysis
  • Active traders who want to reduce costs

Platform Pros

As mentioned, there is a lot of power packed into Webull’s platform. Some of the ways that it separates itself from Stash are:

  • Charts – They offer charts of data that can be expanded into 20 different technical indicators.
  • Candles – Their candles can be set from 1-60 minutes.
  • Moving Averages – You can see moving averages from stocks over a 5-year history.
  • Detailed Market Information – They have readily available information on things like Hot Industries, Upcoming IPOs, Upcoming Earnings, and Forex.
  • Screeners – Search for stocks with the most unusual volume or most trades in the last 5 minutes.

Platform Cons

Some of their pros can also be viewed as cons. If you don’t care as much about getting access to all the data available, then it might just be getting in your way. This really comes down to a matter of personal preference.

If you’re looking for a sophisticated, yet simple platform with tons of information to help you make informed decisions then Webull is perfect. If you don’t need all of that, then maybe try another platform.

Fees

Webull has no fees for using its platform. However, margin rates start at 6.99% for borrowing up to $25,000.

Free Stock Promotion

Webull is currently offering users two free stocks when they open an account and deposit any amount during September of 2021. These stocks will be randomly selected and there is a chance that they could even be worth up to $2300.

Bottom Line

At the end of the day, whichever platform that you end up choosing will be reliant on your preferences and investing goals. We’d compare Stash to an older overpriced Toyota SUV and Webull to a new free sportscar. If you’re just looking to cover the basics and alright paying for them too then Stash is right for you. However, if you need a little bit more power to get you to your destination then you’re much better off choosing Webull.

Stash

$12 - $108 Year
  • Commission Free
  • Full Extended Hours Trading
  • 24/7 Online Help
  • Paper Trading
  • In-Depth Analysis Tools